KBC Bank has announced it is leaving the Irish market. Ulster Bank is also leaving. Bank of Scotland, Irish Nationwide, Danske Bank, Anglo Irish and ACC Bank are long gone. With seven banks gone, there are now only three retail banks left in the country. We have a worsening problem with competition in Ireland. For a very long time banking, insurance, retail and energy providers were dominate... Read more

Christine Lagarde, President of the European Central Bank (ECB) recently said that the Euro could be available to European consumers as a digital currency in as little as four years. As a digital currency, your Euros would exist as legal tender on your smartphone without the need for a bank account. Essentially, the consumer has a direct relationship with the ECB as the issuer and guarantor of ... Read more

In 2000 the Electronic Signature Bill was signed into law in Ireland giving e-signatures equal status to ink signatures on paper. Many will remember when Bill Clinton and Bertie Ahern electronically signed an agreement using the new legislation. So, why is it that a significant number of interactions Irish consumers have with Government services and with private sector suppliers still requir... Read more

Puzzling as it may seem, we have put together a pretty simple list of things you may need to know when it comes to comparing or switching a mortgage.   As negotiations heat up in the Big Bank Switch, we are one step closer to unlocking a group negotiated offer! What you may need to know: Details of your existing mortgage. Your estimated property value ... Read more

NEW FINDINGS from BIG BANK SWITCH POLL: OVER 40 PER CENT OF IRISH MORTGAGE HOLDERS HAVE WORKED LONGER & TAKEN FEWER HOLIDAYS TO PAY HIGH MORTGAGE COST     The findings are in, over 7000 households have joined the Big Bank switch, and have been voicing their opinion about the sacrifices they are making in order to pay high mortgage costs. The results have been asto... Read more

This week, One Big Switch launched Ireland's first ever Big Bank Switch campaign to help close the Irish Interest Rate gap.  The campaign was launched in Dublin yesterday to help close the significant gap between Irish mortgage interest rates, and the lower average rates in Europe. To achieve this goal, by the end of the year the campaign aims to collect 20,000 Irish consumers ... Read more

What is the Big Bank Switch?  The Big Bank Switch Mission The Big Bank Switch aims to use People Power to unlock a Group - Discounted mortgage product, and to help close the Irish Interest Rate gap About the Big Bank  Switch The Big Bank Switch is a campaign that aims to unlock a Group- Discounted mortgage product for Irish Consumers. On average, Irish mortgage holders pay... Read more