Are You Paying Too Much For Car Insurance?

Don't Just Pay What You're Asked
When you buy a car, you wouldn't just accept the first price the dealer offers - you haggle to get the best deal. The same logic should apply to your car insurance. By simply accepting the renewal price, you could be potentially leaving hundreds of euros on the table.

The Cost of Complacency
The difference between similar policies from two different insurers can often be hundreds of euros. If you fall into the habit of never shopping around, you will inevitably end up paying more and more every year. Therefore, never settle for the first price and make sure you get at least one other quote.

The Essential Step: Shop Around
To ensure you are getting the best value, shop around before your current policy renews. Don’t wait for your insurer to send you the renewal notice; instead, use that time to gather quotes from a variety of different providers. Getting quotes from different companies gives you the best chance of finding a lower price for the same level of cover.

Maximize Your Savings Strategy
The key to saving money is comparison. Start by getting a direct quote from a few of the major insurance companies. Then, compare the quotes to view a wider market range. By actively looking around and comparing the prices and policy details from different places, you ensure that you are getting the best deal possible and not paying the "loyalty tax" for being a passive customer.

Ready to start browsing and take control of your spending? Take a look around One Big Switch to unlock special offers powered by people. 

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OBS People Power Holdings Limited, trading as "One Big Switch" is regulated by the Central Bank of Ireland as an Insurance and Mortgage Intermediary. 

One Big Switch earns a commission paid by the Insurer when a member takes up an offer.